HSN CARD TRANSFERING TO SYNCHRONY BANK
Just went into my HSN charge account. There it was, what going to Synchrony Bank will mean to you. They are horrible to deal with so I am sure I will be through with HSN. QVC has really changed HSN 🙁
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AGREE…what a mess
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keep watch over your acct if you keep it. Synchrony Bank is terrible in alerting for fraud.
Walmart Cards are moving form Synchrony Bank to Capital One.
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Since they started changing over my credit limit keeps dropping each time i make a payment. I have always been a loyal customer and paid on time everytime never late and now Synchrony drops my credit limit after i make a payment So much for the HSN loyalty to its customers. I am going to be done shopping with them, a shame i liked shopping there. oh well I guess HSN doesn’t need the little guy.
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I agree with you 100 percent I have been with HSN for years and since the change my credit limit went from 1500 to 100 because I was told they did a random credit check and do to my credit score they had to lower my amount I have never been late with a payment nor have I ever missed a payment always paid early.. so I owe them 65 as of today once I pay them I will just go elsewhere. and shop. thou I like there deals I don’t feel I was treated fairly.
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Yes same here!!! My cl was $2200 has been for 2 years I always use my hsn card have never went over owing $400 they dropped my cl to $500 ! I’m furious! Now it looks like I’ve maxed out my hsn card when I have not I have been very careful not to ever go over $400!
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Amazon is with this bank. I haven’t had a problem with that account. It may be how each company is set up with them. I even get a reminder from Amazon that it’s due. From what I can recall JCP uses them also and I had the same thing. A courtesy email a few days ahead as a reminder. You may be able to set that up with HSN.
Or you can go old school and have a written calendar with bill due dates on it as a reminder. Some habits are hard to die (thank goodness). 😉 -
Evine also uses Synchrony Bank.
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if you have a master card with say’ citi bank or visa card with chase or bank of America’ use that one. dont use manly. hsn sends you to commetity where qvc will send you to collections because qvc have always been there own bank. hsn doesn’t know what you pay commetity capital bank, they dont know what your account is with them but i’ will you this”, qvc surley knows, qvc have been doing srnce with GE money bank back befor commetity and synchorny so dont use your hsn card, instead use another mager csrd from another bank so this way qvc and synchorny will never have an account hysteroy from your own personal privet bank, bogus late charges. when hsn stsrts getting high amounts of complaints pouring in’ against synchrony and qvc, hopefully hsn will listen to us customer’s and switch back to commetity.
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I would use the Hsn/Qvc card for the extra payments or no shipping etc.. but then transfer the balance to a different card. But… check your apr FIRST!!..
Unless you’re going to pay in full every month. Then I wouldn’t worry.
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I wanted to add this thought……If they keep trying to add late fees to my account I plan on closing the credit card and that will include HSN/QVC if need be. Commenity is way better to deal with and the change should not have happened.
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I could not agree with you more! I hate this whole HSN/QVC merger and I hate Synchrony Bank. I miss Commenity Bank so much 😥
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Synchrony is totally annoying. I chose e-statements and again I didn’t receive email notification. The first time this happened they had the nerve to tack on a late fee on my TJX account. I told them it was their fault and expected them to waive the fee. I won the argument. Keep a close watch on your statement balance due date. And if it happens again I plan on closing any card they hold even HSN/QVC.
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Same here, never received a notice that my payment was due even though it was always set up that way. I got a notice through snail mail though, along with a late fee. Paid my bill in full now and as soon as it posts, I’m closing my account with HSN. Don’t need this b.s. after years of shopping with them.
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I may be mistaken, but I think the TJX Companies uses the same bank.
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You are right- Synchrony bank is also used by TJX
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@oodiebom, you are absolutely correct. @shunshine, I totally agree! I called to check balance and amount owe. Was told $25 (just using a number), paid that amount the same day as quote. I don’t like to carry any balance. I get a notice stating late charge, due to amount was higher. I call credit card company, the c.s. got real rude. I didn’t pay over phone this one time. But I’m sure they would have given me the same amount. They will try to get late payments charges on You as much as possible. Which means they can charge with taxes on top. I called back 2 days later, talked to someone who understood what I was saying. Said she would have to discuss with manager. Except manager was in meeting. Said would call back. So, guess where and what I’m doing tomorrow 😐…. Time to cancelled this CC, and find one with low interest, and better customer service
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if you have another mager credit card use that one.
Conversation Info
Posted in Talk Among Yourselves
86 Replies
06.20.21 7:53 PM
58 Participants