Card Charged for $226 and Some Change but denied Flexpay!

I am HIGHLY UPSET! While processing my order, I was IMMEDIATELY Denied Flexpay and my order was CANCELLED! To my SURPRISE, I checked my banking app and NOTICED that HSN Charged My Card ANYWAYS!!! WHY??? You DIDNT Approve me so WHY Would You Charge Me!!! I Need My Funds Back IMMEDIATELY PLEASE!!! It Is NOT FAIR For Your Company to Take MY MONEY and Not follow through on Your end! I have NEVER Experienced this with ANY OTHER COMPANY! PLEASE RELEASE MY FUNDS ASAP!!! I Am EXTREMELY Disappointed With Your Company! This is NOT how you treat a Consumer!!!