when purchasing a laptop on the hsn card which is the best option for lowest monthly payment the flex pays or the 12 month vip finanacing .. my monthly payment now is $27 so I’m wondering how much it would go up on the $400
Great question, @amycnew! I can’t say which is the best option overall, but I can give you a little more information about them. You can also speak with Comenity Capital Bank directly at 1-888-724-6649 (8am – 1am EST). The Flexpay Payments will not incur interest before they are charged. When you place the order on FlexPay, you will pay the first payment plus any tax and shipping cost. Then, every 30 days, the remaining payments will process like a new order. It’s kind of like a lay-a-way program. If you choose the VIP Financing option, there is no interest for usually 9 or 12 months, depending on the offer. The only requirement is that you pay the monthly minimum payment each month. With VIP Financing, you can pay as little or as much as you want. With FlexPay, the payment will be processed for the same amount each month. I hope this helps!
Posted in Customer Service
12.02.17 5:24 AM